First things first!

First things first!

South Miami Senior High COLLEGE GUIDE For 12th Grade Students Honors and AP Mrs. Arguelles, CAP Advisor E-mail: [email protected] FIRST THINGS FIRST! Sign up for remind send the text message @2-17 to the number 81010 Checkout the CAP page at under the student/alumni tab My email is [email protected] The Importance of GRADES Do you have what it takes? Institutional Matrix SUS Admissions Tour as of September, 2015 FAM

U FAU FGC U FIU FLPOLY FSU Summer 2015 GPA 2.50 3.18 3.25 3.34 2.99 3.92 3.94 3.94 Fall 2015 GPA 3.0 3.52 3.32 3.40 3.49 4.25 4.06 4.00 N/A 4.08 3.50 4.10

NC F UCF UF UN F USF UWF 3.60 4.20 3.35 3.50 Avg. 4.00 4.50 3.84 3.47 Avg. 3.90 3.78 3.70 4.20 3.81 3.90 Avg. 4.40 4.39 4.30 4.50 3.84

3.59 Avg. No Summe r How can you improve your chances of success? State Universities will recalculate your grades based on the following 18 Academic credits: 4 English, 4 Math (Algebra & above), 3 Social Sciences, 3 Natural Sciences, 2 Foreign languages; plus additional courses in the above subject areas Focus your study efforts on your core academic classes Challenge yourself with Honors and AP classes Seek grade forgiveness in those classes that you earn a D or F in. Know your recalculated GPA by going to > high school students > Check Bright Futures Scholarship Eligibility The Importance of Test Scores FAMU (Avg.) SAT

M: Summe 430 r R: 450 Midrang W: e 430 FAU FGCU FIU M:470550 R:480550 W:460540 M:470560 R:480550 W:470550 M:470540 R:480540 W:470530 14101650

14201650 14201100 M:490590 R:490580 W:480570 M:490580 R:500580 W:490570 M:520620 R:530620 W:520610 FLPOL Y (Avg.) N/A FSU M:550640 R:550630 W:550630 1310

SAT Fall Midrang e M: 470 R: 470 W: 460 1400 16501900 670 640 600 1910 M:590670 R:660630 W:580630 The Importance of Test Scores NCF SAT Summe r

Midrang e N/A UCF (Avg. ) UF UNF USF (Avg.) UWF (Avg.) M:56 0 R:550 W:54 0 M:600700 R:580690 W:580690

M:510570 R:510570 W:450530 M: 548 R: 545 W: 528 M: 508 R: 517 W: 496 1622 1521 M: 617 R: 610 W: 587 M:522 R:530 W:510

1650 SAT Fall Midrang e M:580670 R:600730 W:590690 M:60 0 R:600 W:60 0 1800 17602080 14701670 M:600700 R:580690 W:580690 M:560640 R:570640

W:500590 1805 1562 WHAT REALLY COUNTS! This graph demonstrates the close relationship between the numbers of Academic Core classes to the acceptance rate at the University of Florida. How to beat the numbers game Complete your one unit in PE and one unit in fine arts and thats it, Focus on taking all core academic classes math, social studies, language arts, foreign language and science. Forget about classes like office aid, internship and research. All of our state universities have made it clear that these activities would be best done after school hours not during. Sorry to say, but stay away from non-academic classes. The margins are too narrow for students graduating with 24 credits. Taking 2-3 extra non-academic classes can drop you down to a 20.5% chance of acceptance. The concept of easy A classes to boost the GPA is long gone.

Consider FLVS and dual-enrollment with the consent of his counselor. Take advantage of every practice testing opportunity for the SAT/ACT. 2015- 2016 SAT AND ACT PROGRAM TEST DATES NATIONAL TEST **REGULAR LATE DATES 2015 September 12 October 3 October 24 November 7 December 5 December 12 2016 January 23 February 6 March 5 (Redesigned Test) April 9 May 7 (Redesigned Test) June 4 (Redesigned Test) June 11 TEST

POSTMARK DEADLINE POSTMARK DEADLINE ACT SAT I & II ACT SAT I & II SAT I & II ACT August 7 September 3 September 18 October 9 November 5 November 6 August 21 September 18 October 2 October 27 November 23 November 20 SAT I & II ACT

SAT I December 28 January 8 February 5 January 12 January 15 February 23 ACT SAT I & II SAT I & II ACT March 4 April 8 May 5 May 6 March 18 April 22 May 25 May 20 SAT/ACT FEE WAIVERS SAT and ACT test Fee Waivers will be available to juniors Starting 12/1. If you are on free or reduced lunch, you qualify for the following.

Remember that you must reapply each year to remain eligible. 2 ACT test waiver TOTAL 2 SAT test fee waivers TOTAL 4 College Board - College Application Fee Waivers 4 ACT - College Application Fee Waivers Waivers can be used only once. SAT waivers CAN Now be used after the regular deadline. ACT waivers CAN be used after the regular deadline, but you must pay the late fee. To receive a waiver, please come by my office, anytime before school, during lunch or after school. SAT AND ACT? COLLEGES THAT MEET FULL DEMONSTRATED NEED Amherst College (MA) Davidson College (NC) Tufts University (MA) Denison University (OH) Massachusetts Institute of Technology (MA) Middlebury College (VT) Barnard College (NY)

Bates College (ME) Dickinson College (PA) Mount Holyoke College (MA) Union College (NY) Boston College (MA) Duke University (NC) Northwestern University (IL) University of Chicago (IL) Brown University (RI) Dartmouth College (NH) Oberlin College (OH) University of Notre Dame (IN) Bryn Mawr College (PA) Emory University (GA) Occidental College (CA)

University of Pennsylvania (PA) Bowdoin College (ME) Bucknell University (PA) Franklin and Marshall College Franklin W. Olin College Pitzer College (CA) Pomona College (CA) University of Richmond (VA) University of Rochester (NY) California Institute of Tech. Georgetown University (DC) Princeton University (NJ) University of Southern Cal. Carleton College (MN) Gettysburg College (PA) Reed College (OR)

Vanderbilt University (TN) Claremont McKenna College Grinnell College (IA) Rice University (TX) Vassar College (NY) Clark University (MA) Colby College (ME) Hamilton College (NY) Harvey Mudd College (CA) Saint Johns College (NM) Saint Olaf College (MN) Wabash College (IN) Wake Forest University (NC) Colgate University (NY) Haverford College (PA) College of the Holy Cross (MA) Harvard University (MA) Tulane University (LA) College of Wooster (OH)

Scripps College (CA) Sewanee: The University of the South (TN) Johns Hopkins University (MD) Smith College (MA) Washington and Lee University Washington University, St. Louis, (MO) Wellesley College (MA) Colorado College (CO) Kenyon College (OH) Stanford University (CA) Wesleyan University (MA) Columbia University (NY) Lafayette College (PA) Swarthmore College (NY) Williams College (MA) Connecticut College (CT)

Lehigh University (PA) Thomas Aquinas College (CA) Wheaton College (MA) Cornell University (NY) Macalester College (MN) Trinity College (CT) Yale University (CT) TYPES OF DEGREES Associate Degree (AA/AS): Approximately 60 credits, typically 2 years, offered at State Community Colleges. Associate of Arts (AA) degrees are designed to lead to a Bachelors degree. ( requires 30 credits gen. ed.) Associate of Science (AS) degrees are designed to lead directly to career placement. ( requires 15 credits gen. ed.) Bachelors Degree (BA/BS): Approximately 120 credits, typically 4 years Masters Degree (MA/MS): Typically 2 more years after the Bachelors Doctorate Degree (PHD): Typically 2 more years after the Masters Professional Degree: Medical (MD/DO), Dental (DDS), Veterinary (DVM), Law School (JD) College Board: Big Future COLLEGE SUMMARY SAT/ACT MID-RANGES FINANCIAL VIABILITY Amherst College Williams College Estimated Total $59,660 Estimated Total $59,712 BOSTON UNIVERSITY VS BOSTON COLLEGE Boston University Boston College Anatomy of a College Application

Application form online Application fee or waiver High school transcript- see Mrs. Arguelles/ Mrs. Sandoval Test scores SAT/ACT Letter of Recommendation ( not all schools require this) Essay (not all schools require this) Portfolio/Audition (Check for earlier deadlines) Optional Interview Application Strategies APPLY EARLY: At the beginning of the admission cycle (August, September, and October) GPA and test score mid-ranges are typically low due to the low volume of application usually received at institutions with ROLLING admissions. Later on in the process (November, December, January and February) the volume of applications increase. As a result, GPA and Test Score mid-ranges increase. CONTINUE IMPROVING YOUR GRADES AND CONTINUE TESTING: Depending on where you stand with institutional mid-ranges, it is recommended that you continue to improve your GPA and continue testing until you receive an acceptance letter from your college. Never Give UP !!! SUBMIT NEW TRANSCRIPTS AT THE END OF THE FIRST SEMESTER Transcripts are updated at the end of the first semester around mid-January. As soon as your transcripts are updated, it is important that you send them to all colleges that you are waiting

for decisions. TYPES OF COLLEGE ADMISSION Early Decision. Students make a commitment to a first-choice institution where, if admitted they definitely will enroll. The application deadline and decision deadlines occur early. Early Action. Students apply to an institution of preference and receive a decision well in advance of the institution's regular response date. Students who are admitted under Early Action are not obligated to accept the institution's offer of admission or to submit a deposit until the regular reply date (not prior to May 1). Regular Decision. Students submit an application to an institution by a specified date and receive a decision within a reasonable and clearly stated period of time, but not later than April 15. TYPES OF COLLEGE ADMISSION (CONT.) Rolling Admission. Institutions review applications as they are completed and render admission decisions to students throughout the admission cycle. Wait List. An admission decision option utilized by institutions to protect against shortfalls in enrollment. Wait lists are sometimes made necessary because of the uncertainty of the admission process, as students submit applications for

admission to multiple institutions and may receive several offers of admission. By placing a student on the wait list, an institution does not initially offer or deny admission, but extends to a candidate the possibility of admission in the future, before the institution's admission cycle is concluded. WHAT ARE THE PRIMARY SOURCES OF FINANCIAL AID? Federal government State governments Colleges and universities Private agencies FAFSA Free Application for Federal Student Aid Available after October 1 of senior year Family Income Tax information needed to complete form. Application available online at: FINANCIAL AID FORMS TO COMPLETE FAFSA (Free Application for Federal Student Aid) Apply in October because aid will

be based on your previous years income. You must apply on-line at: Florida Financial Aid: Register for Florida Bright Futures and other state scholarships, grants, loans and work study. You must apply on-line beginning in December at PROFILE Some colleges require, this is completed beginning in September of the students senior year. Investigate colleges thoroughly to see if you must complete this. Information and on-line registration is at (Look for CSS Profile) If accepted, the college sends you a financial aid award letter that may include a mix of types of financial aid. You will use this information in making your final decision. Meet deadlines!!! You will miss out on money if forms are sent in late!!! And keep copies of everything!! Florida Bright Futures Important Dates and Issues Register Beginning December 1. End of First Semester: The state evaluates your meeting of the criteria upon your date of graduation GPA in specific courses

Specific course work Community service ACT and/or SAT scores (CPT can also be used on Gold Seal) First Evaluation February Notification by April Second/Final Evaluation June Notification by August State Financial Aid Visit OSFA Website at Office of Student Financial Assistance FCAN 2006 FLORIDA BRIGHT FUTURES BF PROGRAM Award Flat Rate Payout GPA Requirement SAT/ACT Requirements Community Service

FLORIDA ACADEMIC SCHOLARS $103 per credit hr. 30 credit payout: $3,090.00 120 credits total 3.5 weighted BF GPA 15 core academic classes 1290 SAT \29 ACT 100 hours of community service 3.0 weighted BF GPA 15 core academic classes 1170 SAT 26 ACT. 75 hours of community service

3.0 weighted BF GPA 3.5 weighted GPA in 3 vocational credits SAME program SAT 880 M 440 / CR 440 ACT E 17 / R 18 M 19 CPT R 83 / S 83 Algebra 72 30 hours of community service FLORIDA MEDALLION $77 per credit hr. 30 credit payout: SCHOLARS $2,310.00 120 credits total FLORIDA GOLD SEAL VOC. SCHOLARS 100% of program of study up to 72 credit

hours in an AS, AAS, CCC or PSAVs: 60 credit hours in ATDs Does not apply to AA, BA or BS degree Number of years to Receive Initial Funding Number of years of Funding Available Within 2 years of High School Graduation Up to 5 years from High School Graduation State of Florida Merit and Need Based Aid Programs Scholarship Name Bright Futures Scholarship Jos Mart Scholarship Challenge Grant Mary McLeod Bethune Scholarship FAMU, EWC, BCU, FMU Award Amount FFAA Required FAFSA required

FAS $3,090.00 FMS $2,310.00 X $2,000.00 X X X X X Varies Rosewood Family Scholarship Full Tuition X Florida Incentive Scholarship Tuition (minus) BF Award

X Full Tuition X Varies X X X X National Merit/Achievement designated Scholarships for Children and Spouses of Decease d or Disabled Veterans Grant Name First Generation Matching Grant Florida Resident Access Grant (FRAG) Attending an eligible private, non-profit Florida institution. Florida Student Assistance Grant (FSAG)

Up to $3,000. X Attending a Florida Private/Public institution. Up to $2,610. X Access to Better Learning and Education (ABLE) G rant Florida Selected Private Institutions Work Experience Program Up to $1,500. X X Varies X

X Awards are given through your colleges Financial Aid Office HOW AND WHEN WILL I BE NOTIFIED OF MY ELIGIBILITY? The applicants award status notification will be posted to the applicants FFAA account. PLEASE CHECK STATUS REGULARLY and make changes as needed. HOW DO I RECEIVE THE MONEY? The student must designate which post- secondary institution that they will attend in the fall semester. Your college will be given names and SSN electronically of all eligible students. At the end of the drop/add period, funds are either applied to the students account at the college or given to the student in a check. INTERNET ACCESS FOR STUDENTS Students can access their own Bright Futures record on-line. Each student receives a

PIN/login info when they apply. This PIN enables students to view their eligibility status and update name, address, and school of attendance. A history of the hours and dollars disbursed to each student is also available. RENEWAL Full-time students must earn 24 semester hours (or the equivalent) per academic year Students MAY enroll part-time and receive Bright Futures funding. Part-time students must enroll in a minimum of 6 hours per term Students Must Maintain Florida Academic Scholars - 3.0 GPA Florida Merit Scholars - 2.75 GPA Florida Gold Seal Scholars - 2.75 GPA TYPES OF FUNDING FOR COLLEGE GRANTS Based on financial need - Private (CAP Grant) - Public: Federal (Pell Grant) - State (Fla. Student Assistance Grant)

WORK-STUDY Based on financial need- Employment on campus usually jobs are not too demanding, with the idea you can study some at work, thus the name, Work-Study STUDENT LOANS Based on financial need - Perkins (administered by the college - 5% int.) - Stafford (subsidized or unsubsidized, capped at 8.25% currently) PARENT LOANS NOT based on financial need - Not need-based, can borrow up to cost of education, payment begins 60 days after date of loan. WE WILL TRY TO ANSWER: What is financial aid? Difference between scholarships and need based aid. Types of Federal and State Financial Aid How do I apply? What happens next? Understanding college award letters Where can I get more info? According to a recent report, the average financial aid payout

amounted to $6,730 in grants for students who applied in January, February and March versus an average of $3,318 for those who received grants from April on. Put another way, the report said, more than 1 million students might have received as much as $3.8 billion more in educational grants had they filed the FAFSA during the first three months of the year. WHAT IS NEED BASED FINANCIAL AID ? WHAT IS A SCHOLARSHIP? Family eligibility and ability to pay (based on) * Cost of College * Family Contribution (EFC) * Availability of Funding Based on Level of Need and Available Aid Funding Types of Need Based Financial Aid Money to pay for a postsecondary education * Grants * Loans * Work-study Scholarships are performance based grades, test scores, athletics, the arts etc FEDERAL FEDERAL FINANCIAL AID GRANTS 2016-2017 Award Amounts (Grants)

Federal Pell Grant: up to $5,815 Federal Supplemental Educational Opportunity Grant (SEOG): $100 - $4,000 Federal Work-study A job: Admissions (or BETTER!) Financial Aid offices, Library, for a Professor, the Gym, Stringing Tennis Rackets You will be paid by check for your work Flexibility for vacations, summer, and tests. FEDERAL STUDENT LOANS Federal Perkins Loan up to $5,500 5% interest rate-not every school participates, ask fin aid office Direct Stafford Subsidized Loan: Interest deferred while in college. Direct Stafford Unsubsidized Loan: Interest accumulates while in college Academic Year Interes Unsub Sub. t rate . Loan Loan Max Total

Freshman 4.29% $2,000 3,500 $ 5,500 Sophomore 4.29% $2,000 4,500 $ 6,500 Junior/Senior 4.29% $2,000 5,500 $ 7,500 Direct Parent PLUS Loan - no minimum amount 6.84% interest rate Repayment usually begins 6-9 months after graduation How the Financial Aid System Works View accessible version (wmv) WHICH FAFSA FORM DO I FILE? Attending College Use FAFSA Form Use IRS Income Tax From Beginning Summer 2016 Then Fall 2017 2016 2017 FAFSA 2017 2018 FAFSA 2015 2015 Beginning Fall 2017 2017 2018 FAFSA 2015 Each college sets its own deadline regarding financial aid, but it is in

your best interest to file the FAFSA (and any other required forms) as early as possible. Colleges have a finite amount of money budgeted for financial aid. Students who file later risk receiving less aid as colleges approach their budget limits. HOW DOES IT ALL WORK? Student/Parent Complete FAFSA ONLINE EFC is Determined SAR sent to student & schools Student decides which awards to accept, or decline. Loans amounts may be reduced Awards are mailed to you, or posted online Check your Status College

Determines Awards student is eligible to receive

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