Carnell Jones - Risk Programs Manager - InterPark Holdings ...
Carnell Jones Risk Programs Manager InterPark Holdings, LLC Daniel Kramer Partner - Swanson, Martin, and Bell, LLP Premises Liability and the General Public: Risk Mitigation in a Litigious Society WWW.CHICAGOLANDRISKFORUM.ORG Introductions of Speakers Carnell Jones - Risk Programs Manager - Interpark Holdings, LLC Daniel Kramer - Partner - Swanson, Martin & Bell, LLP
2 What is Premises Liability?? Premises Liability Landowner liability for conditions created by others Negligence Landowner liability for conditions created by landowners
Lawsuits can be based on one or both theories provided there is evidence to support the claim. 3 Property Owners Duty of Care Owners/occupiers have a duty to exercise reasonable care in maintaining their property in a reasonably safe condition for those lawfully on the premises. Not an insurer of safety
Law does not define reasonable Types of Visitors (Invitees vs. Trespassers) 4 Illinois Legal Standard An owner or occupier of land breaches its duty if: 1. The condition was created by the negligence of the proprietor; OR 2. The proprietor had actual notice of the dangerous condition; OR 3. The proprietor had constructive notice of the dangerous condition. Liability can exist under any of the above.
5 Constructive Notice - An Evolving Concept Time is a material factor Corporate policies can create constructive notice (e.g. safety walks, inspections) 6 Is Proof of Notice Required? IT DEPENDS!
If owner created the condition or related to operations, then NO (generally) If condition was from conduct of third person, then YES (generally) 7 Types of Premises Liability Claims Slip and Falls
Snow and Ice Hazards Caused by Improper Maintenance 8 Types of Premises Liability Claims (cont) Defective Condition on Premises
Inadequate Security Practices Contributing to Assault Elevator and Escalator Incidents 9 Defenses Contributory Negligence (50% rule) Open and Obvious (No Duty to Warn)
Exceptions: Distraction Deliberate Encounter 10 Difficulty for Risk Managers Notice Requirements and Capabilities
Incurred But Not Reported (IBNR) Claims First Notice of Incident through lawsuit Inadequate Site Surveillance or Security Practices Absent vs. Inoperative Internal Incident Reporting Practices 11 (More) Difficulty for Risk Managers
Management of 3rd Party Vendors and Contractors Understanding of contractual obligations Insurance requirements Additional Insured language Claimant Fraud Exacerbated by improperly maintained/defective condition 12 Case Examples Grocery Store Slip and Fall
Customer slips on tomato Plaintiff alleges active negligence in selection of flooring material Is notice required? 13 Case Examples
Injury to Maintenance Worker Asbestos abatement worker injured in boiler room Owner had no notice of hazardous condition until work began Is notice required? 14 Case Examples
Ironworker injured in fire escape collapse. Hidden Defect (improperly fastened through brick wall) No notice to owner. Court found a duty to exist based on failure to inspect. 15 What Can You Do??
Proper Scheduled Maintenance Collaboration with Physical Plant/Capital Projects/ etc. Documented Inspection Program EHS Audits Snow Removal Logs Clear Vendor Instructions Unnatural accumulation caused by improper snow removal Customer slip and fall due to powerwash company not blocking drains
16 What Can You Do?? Utilize Loss Control Services Opportunity to reinforce risk control practices with broker/carrier Insight on best practices across industries Objective point of view Perfect World solutions without business considerations
Risk managers creative solutions Management and Front Line Staff Training Safety Inspections Incident Reporting Post-incident Communications Claimant Other Parties Avoiding Employee admissions of liability 17
What Can You Do?? Reinforce Importance of Incident Reporting to All Staff Operations Managers Front Line Senior Management .. SAFE, clean, efficient, courteous parking experience 18 What are the takeaways? Potential Premises Liability is everywhere
Landowners and their agents have responsibility to the public Responsible parties must act timely to resolve mitigate and eliminate liability issues (where possible) Plaintiff Attorneys are trending to move Premises claims to Negligence 19
range of thinker consisted of materialist,( (physical wellbeing, material Possessions) (nominalist,(only particluar objects exist) and empiricist (knowledge) views against Cartesian and Aristotelian alternatives. Thomas Hobbes is now widely regarded as one of a handful of truly great political philosophers
CanadianPath.ca. Scouts.ca > Canadian Path Button . Contents. High Level Comparison. Old vs New at Section Level. What about Program Content? How might you integrate the new? Time frame for transition. Available resources. High Level Comparison Balanced Program. 1968-2015. GAMSOCS....
New definition (DSM 5): "a disturbance in the psychological, biological, or developmental processes underlying mental functioning." More Understandings about disorders: Click to reveal bullets. The term"disorder" is used instead of "disease" because the latter term typically implies a known cause...
* * * * The next several charts includes three classic energy flow diagrams showing energy supply and energy consumption on the left-hand and right-hand sides of the chart, respectively. Each chart has an important message. This first chart shows...
Expanding on the Red Pill. Besides the IDT (measured by the SIDT instruction), there are other tables in memory that are shifted by VMEs… Which have pointers in the processor… That can be measured with single machine language instructions. The...
And, basically, there are 2 methods, the immunochromatography method, as well as the membrane immunoconcentration method. These rapid test devices are available to detect either HIV-1 antibodies alone, HIV-2 antibodies alone, or a combination of HIV-1 and -2 antibodies.
Ready to download the document? Go ahead and hit continue!